Insurance Law

We offer multi-disciplinary insurance law expertise allowing a seamless and dedicated service to our clients. Our insurance lawyers combine a detailed knowledge of the law with a commercial awareness of the insurance industry.

We support clients in all aspects of insurance law locally, across the rest of Africa, and abroad, including:

Dispute Resolution

• Complex insurance-related litigation
• Disputes over insurance and reinsurance cover
• Guarantee disputes
• Claims handling, monitoring and coordination
• Drafting of arbitration clauses and agreements
• Directors and Officers (D&O) insurance, fiduciary, professional liability, and fidelity cover
• Product and general liability cover
• Environmental liability cover
• Claims related to insurance and reinsurance intermediaries
• Class action proceedings
• Cover and contribution litigation
• Cyber insurance and forensic investigations
• D&O and professional liability cover and defence
• Products liability defence
• Construction insurance
• Environmental claims
• Mining infrastructure claims
• Business interruption
• Suits between health insurers and providers
• Disability or regulatory issues arising out of personnel policies
• Restructuring and crisis management response

Corporate

• Corporate insurance mergers and acquisitions, joint ventures, restructurings and expansion into new markets
• Capital market raising
• Structuring and implementing insurance and reinsurance transactions
• Drafting insurance guarantees
• Distribution, outsourcing and other commercial contracts
• Cell captive arrangements
• Broad-based black economic empowerment

Regulatory

• Compliance with relevant legislation and codes
• Drafting policies
• New product development and structuring
• Provision of opinions
• Policies for mining rehabilitation provisions

Services

We support clients in all aspects of insurance law locally, across the rest of Africa, and abroad, including:

Dispute Resolution

• Complex insurance-related litigation
• Disputes over insurance and reinsurance cover
• Guarantee disputes
• Claims handling, monitoring and coordination
• Drafting of arbitration clauses and agreements
• Directors and Officers (D&O) insurance, fiduciary, professional liability, and fidelity cover
• Product and general liability cover
• Environmental liability cover
• Claims related to insurance and reinsurance intermediaries
• Class action proceedings
• Cover and contribution litigation
• Cyber insurance and forensic investigations
• D&O and professional liability cover and defence
• Products liability defence
• Construction insurance
• Environmental claims
• Mining infrastructure claims
• Business interruption
• Suits between health insurers and providers
• Disability or regulatory issues arising out of personnel policies
• Restructuring and crisis management response

Corporate

• Corporate insurance mergers and acquisitions, joint ventures, restructurings and expansion into new markets
• Capital market raising
• Structuring and implementing insurance and reinsurance transactions
• Drafting insurance guarantees
• Distribution, outsourcing and other commercial contracts
• Cell captive arrangements
• Broad-based black economic empowerment

Regulatory

• Compliance with relevant legislation and codes
• Drafting policies
• New product development and structuring
• Provision of opinions
• Policies for mining rehabilitation provisions

Brochures

Insurance Lawyers

Our Insurance Law remains committed to providing clients with value for their legal spend through reliable, professional and commercial advice, efficiency and cost effectiveness, while maintaining the highest levels of service delivery.

Our Insurance Lawyers

Insurance Law News

More news

High Court clarifies insurer liability in Biovac v Guardrisk

The recent judgment in the Johannesburg High Court involving the Biologicals and Vaccines Institute of Southern Africa (Pty) Limited (Biovac) and Guardrisk Insurance Company Limited (Guardrisk) has provided important guidance for non-life insurers on the limits of policy repudiation, especially where regulatory non-compliance and alleged misrepresentation are at issue. The case arose after a fire at Biovac’s Cape Town facility, where losses were split between two insurers. While Allianz (having insured half of Biovac’s facility) settled its portion of the claim, Guardrisk repudiated Biovac’s claim, prompting Biovac to initiate legalproceedings.  

Plugging the hole in the cell captive fence before the wheels come off

The Financial Sector Conduct Authority (FSCA) and the Prudential Authority’s (PA) (collectively, the Authorities) failure to provide further guidance regarding the requirements and ambit of the specific form of contractual ring-fencing required in terms of the Insurance Act 18 of 2017 (Insurance Act) in the context of cell captive arrangements, if not rectified, could lead to scenarios that defeat the objectives of cell captive arrangements by undermining the various benefits offered by cell structures, namely, improving the financial sustainability of the cell captive insurancesector. 

Dying for a cash in: Life insurance claims amid criminal investigations

South Africa grapples with one of the highest crime rates in the world, driven by a multitude of factors. The South African Police Service (SAPS) is significantly outnumbered by offenders, and its efforts are hampered by a lack of resources and inadequate training. Unfortunately, this situation has become a norm rather than an anomaly for SouthAfricans. 

Market recognition

  • Chambers Global 2022–2025 ranked us in Band 3 for insurance.

 

Market recognition

  • Chambers Global 2022–2025 ranked us in Band 3 for insurance.

 

Happy Clients

Chambers Global 2025

“They have the ability to manage all our matters and take care in providing the best legal assistance to tend to the complexity of the matters.”

Chambers Global 2025
The Legal 500 EMEA 2025

“They are very approachable, make themselves available on short notice, can think out of the box, and are solutions-driven.”

The Legal 500 EMEA 2025
Chambers Global 2025

“The team is extremely responsive and provides excellent service with quick turnaround times.”

Chambers Global 2025